Why Choose Us?
We are independent
We are not restricted or biased in any way and can explore all options to design a solution around you.
We help and support you
We take the time and complexity out of pension & retirement planning so you don’t have to.
We know our stuff
As a Chartered firm we adhere to the highest standards of trust, capability, and professionalism within our industry.
When should I start to prepare for using my pensions?
The sooner you start to prepare the better, and the more likely you are to achieve the kind of retirement you aspire to. If you’ve been fortunate and/or smart enough to have put aside funds for retirement, putting these to work for your future should be an absolute priority. As they say, fail to plan, then plan to fail!
Pension Freedoms
There have been some big changes around pension rules over recent years so it’s important that your plans have kept up to date with the various opportunities that now exist
Do nothing
You might want to consider delaying taking your pensions, or some of them, if you don’t really need to. This could be because you will continue to work in some capacity, or have other income from savings and investments.
Use a range of options
You can of course choose to use more than one of these options as part of a robust, long-term plan to meet your goals. This could be essential to meet both your income and capital needs throughout all stages of your retirement, and to balance any requirements for guarantees versus flexibility. A combined approach is where careful planning and professional advice can pay dividends for you.
Tools & Guides
Use our range of calculators, videos and guides to get you thinking about your retirement planning
Pension Shortfall Calculator
Cash Flow Planning
Pension Consolidation
Speak to our retirement experts
Bespoke solutions personal to you
We’ve helped many people prepare for the type of retirement lifestyle they want. Reach out to start a conversation with one of our retirement experts.