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Pension Calculator

Use our pension calculator to help you understand how much your pension funds might be worth at retirement and what you’ll need to save to reach your target fund value.

Before you get started

Dig out your pension and investment values, along with any monthly payments you and your employer are making to get an idea of what your future retirement funds might be worth.

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What you need to know

  • It’s just a guide, nothing personal!
  • Have a shortfall? Don’t worry, our experts can help bridge the gap

Who can use it

  • People already saving into a pension
  • People looking to start retirement planning

If you need some guidance on our calculator check out our tooltip below.

Calculator help

Tooltip to help you fill in our calculator

Initial lump sum you are investing

Investment duration

What is your target fund value

Ongoing monthly investment

Estimated fund growth

Shortfall vs target

Tools & Guides

Use our range of calculators, videos and guides to get you thinking about your retirement planning

Using your pensions

Using your pensions

If you’ve been fortunate and/or smart enough to have put aside funds for retirement, putting these to work for your future should be an absolute priority.
Pension Consolidation
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Pension Consolidation

Pension consolidation may allow you to combine some or all of your defined contribution pensions in one place. Consolidating your pension means fewer statements to keep an eye on, along with fewer and potentially lower management charges.
Investing for your future

Investing for your future

In our experience, the sooner you start to prepare the better, and the more likely you are to achieve the kind of retirement you aspire to.
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Speak to our retirement experts

Bespoke solutions personal to you

We’ve helped many people prepare for the type of retirement lifestyle they want. Reach out to start a conversation with one of our retirement experts.