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Pension Calculator

Use our pension calculator to help you understand how much your pension funds might be worth at retirement and what you’ll need to save to reach your target fund value.

Before you get started

Dig out your pension and investment values, along with any monthly payments you and your employer are making to get an idea of what your future retirement funds might be worth.

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What you need to know

  • It’s just a guide, nothing personal!
  • Have a shortfall? Don’t worry, our experts can help bridge the gap

Who can use it

  • People already saving into a pension
  • People looking to start retirement planning

If you need some guidance on our calculator check out our tooltip below.

Calculator help

Tooltip to help you fill in our calculator

Initial lump sum you are investing

Investment duration

What is your target fund value

Ongoing monthly investment

Estimated fund growth

Shortfall vs target

Tools & Guides

Use our range of calculators, videos and guides to get you thinking about your retirement planning

Income Drawdown
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Income Drawdown

One of the options for taking your pension is to leave some of the money invested and take part of it as income. This is called income drawdown or income withdrawal giving you more flexibility with your retirement pot.
Pension Consolidation
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Pension Consolidation

Pension consolidation may allow you to combine some or all of your defined contribution pensions in one place. Consolidating your pension means fewer statements to keep an eye on, along with fewer and potentially lower management charges.
Financial Advice
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Financial Advice

It’s about making the most of all savings, investments, property and at the same time looking to take care of any outstanding borrowing prior to retirement. Our retirement experts are well placed to work with you to create your plan for the future.
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Speak to our retirement experts

Bespoke solutions personal to you

We’ve helped many people prepare for the type of retirement lifestyle they want. Reach out to start a conversation with one of our retirement experts.