Before you get started
Dig out your pension and investment values, along with any monthly payments you and your employer are making to get an idea of what your future retirement funds might be worth.
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What you need to know
- It’s just a guide, nothing personal!
- Have a shortfall? Don’t worry, our experts can help bridge the gap
Who can use it
- People already saving into a pension
- People looking to start retirement planning
If you need some guidance on our calculator check out our tooltip below.
Calculator help
Tooltip to help you use our calculator.
This is the gross monthly amount that you pay into your pension, including employer contributions if applicable.
The amount you have saved into all your pensions so far.
This is how much you think your fund will grow by each year. This will differ depending on your own personal attitude to risk and reward.
The government target for inflation is 2.5%, but you may wish to use a figure personal to your own annual costs increase.
The % amount of income you want to withdraw from your pensions – for reference, according to MoneyFacts the average annual income from an annuity paid in 2021 was 3.9%.
This is how much you would like to receive as an annual income when you retire.
Tools & Guides
Use our range of calculators, videos and guides to get you thinking about your retirement planning
Pension Calculator
Pension Calculator
Use our pension calculator to help you understand how much your pension funds might be worth at retirement and what you’ll need to save to reach your target fund value.
Pension Freedom
Pension Freedom
Whether you are looking forward to enjoying some well-earned free time and flexibility, new hobbies, or additional family time, being prepared financially ahead of retirement is arguably more important than ever.
Using your pensions
Using your pensions
If you’ve been fortunate and/or smart enough to have put aside funds for retirement, putting these to work for your future should be an absolute priority.
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Speak to our retirement experts
Bespoke solutions personal to you
We’ve helped many people prepare for the type of retirement lifestyle they want. Reach out to start a conversation with one of our retirement experts.